Our programs provide participants with the education, opportunity, and social support to change financial behavior. 

We're a social enterprise comprised of a 501(c)3 non-profit and a for-profit LLC. We directly reinvest revenue from the sale of our Ivy-League inspired business literacy courses to support efforts to empower underserved communities through free educational classes and greater access to investing opportunities. 


Agents of Change.


A unique approach to social finance.
Many financial literacy programs fail to change financial behavior due to a lack of long-term engagement and social support. We overcome both these obstacles by creating our communities of wealth. These communities enable families to build wealth by improving their savings and investing habits while creating a social community to build accountability. 

communities of wealth education bridges to wealth microfinance



We engage our program graduates with saving and investing groups that meet every two weeks. The meetings provide touch points for long-term engagement and members independently choose to invest as little as $1 across nine mutual funds. 

In addition to investing, there's a short lecture followed by Q&A. We find the physical act of attending these meetings generates social capital so individuals are significantly more comfortable making investing decisions. 

Saving groups are self-governed by members who elect officers and decide lending guidelines. Members pool their money to lend to each other. Loans are short-term and after thirteen months all monies are distributed to members and a new group forms. Meetings are held once a month consisting of guest speakers, member discussion, and the settling of accounts.

Our microfinance fund provides both guidance and small business loans to graduates of our entrepreneurship program. We continually increase the capacity of the fund through business pitch contests and review of business plans.

82 percent.gif

invest in mutual funds solely because they attend our program

feel more comfortable investing within the collective




Our goal is to empower communities. Since partnering with local institutions ensures program sustainability, we embed ourselves with partners to bring systemic changes to the community eco-system.

We offer a professional development program to train and support community leaders to evolve into leading business literacy efforts in their community. For example, we leveraged the parent-student-teacher triad at our Boys’ Latin High School Program to create a cross-generational, family-focused model to meet the different learning needs of both students and parents. In partnership with FS Investments, we created the FS Financial Scholars program, which augments the existing program at Boys Latin and brings Bridges to Wealth to more high schools in the area. Our programs create new social networks to transfer knowledge, and help members stay connected while building accountability and support. This is important since community change is the aggregate result of getting individuals to modify their behavior.



multigenerational learning family habits community financial literacy

We find school communities are ideal settings for family-focused initiatives. As such, a family-based learning program more effectively creates social support networks to promote positive behavioral change in financial habits. 

Our multi-generational programs are designed to meet the different learning needs of students and parents. In so doing we generate learning synergies so family members develop better financial habits simultaneously and are more able to work toward common goals like paying for college tuition.

Many studies indicate increased parental engagement will improve student performance and create high achieving schools. Unfortunately this engagement is sorely lacking in most urban high schools. One reason suggested for this finding is a lack of programs that parents find valuable enough to attend.

Over 95% percent of Boys' Latin parents find value in our program and their consistent attendance reflects increased engagement with the school.